Attention homeowners in Louisville and Jefferson County: Get an Appraisal today!
Check out the top reasons Kentucky homeowners hire Sleadd Appraisals 502.291.5588:
We at Sleadd Appraisals 502.291.5588 understand the individual needs of a consumer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at Sleadd Appraisals 502.291.5588 are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value estimation than yours.
Challenging a property tax assessmentLet's say your house is not appreciating as much as other houses nearby -- your local tax assessor may have your home overvalued. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. Getting an expert appraisal from Sleadd Appraisals 502.291.5588 is your number one weapon when contesting your property tax assessment.
Appraisals to remove PMIPMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experts in helping homeowners just like you do away with unneeded PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can be difficult and inconvenient from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Sleadd Appraisals 502.291.5588 can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for preciseness? In a field review we will go out and check the subject and comparables. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Sleadd Appraisals 502.291.5588 can help you with that. Even though most appraisal reviews are requested by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion.